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What is Med Pay and Do I Need It?

Medical payments coverage is like having additional health insurance under your auto policy. It is an optional coverage that is offered on every policy in the state of Virginia. It can be purchased at a very low cost but has significant value if you’re injured in any collision whatsoever, regardless of fault.

Medical payments coverage, sometimes called med pay, will pay a calculated portion of your medical bills directly to you, the policyholder. If you have passengers in your vehicle, they too would benefit from your coverage.

You can purchase any level of medical payments coverage on your car starting at $500, all the way up to $10,000. You can use the coverage to pay medical bills if you don’t have health insurance or to pay your deductible, so there are no out-of-pocket expenses whatsoever.

Next time you talk to your auto insurance agent you may want to ask if you have medical payments coverage on your policy. Ask them to explain it to you directly and request quotes for various levels of coverages.

At Cannella And O’Neal we make it our mission to get you a top dollar settlement in your case. Additionally, we charge no fee to ensure you get the full benefit of your medical payments coverage.

Cannella & O’Neal is here to help you in your time of need. You can call us 24/7 at 804-GOT-HURT for free advice.